Student Loan Forgiveness 2024 Help. Under public service loan forgiveness, borrowers in public service for 10 years who have made 120 months of qualifying payments can get their remaining. Find out how to qualify for federal student loan forgiveness or cancellation based on your circumstances.

Individuals making less than $120,000 a year, or couples making less than $240,000, would qualify to have full forgiveness of their interest. Teachers with federal student loans have four loan forgiveness program options: